Enjoy Nice Food and Drink While Spending Less

Posted by admin on Jun 7, 2011 in Personal Financial Control | 49 comments

Like the nice little food and drink items in life but find that it is just not in your budget? Maybe it’s time to look at how you are spending your money. It’s important to spend wisely and have a budget to keep household costs under control, but it may also be possible to “have your cake and eat it too” on those little spending habits. How does “buy the same but spend less” grab you? Here are some ideas on what I’m talking about:

Letter To Our Readers

Posted by admin on May 13, 2011 in Personal Financial Control | 16 comments

Dear Reader of the Seianna Financial Services Blogs,

Delayed Gratification

Posted by admin on May 9, 2011 in Personal Financial Control | 12 comments

Our grandparents and great-grandparents knew how to do this all to well. We can take a good lesson from them. To be fair, though, they never were bombarded with the plethora of payment schemes as we do in the 21st century. One of the trickiest types of payment plans out there today is the lure of the “buy now, pay later”.

Here is their pitch:

Cost of Owning A Car

Posted by admin on Apr 4, 2011 in Personal Financial Control | 7 comments

Gas, maintenance, insurance, repairs. Oh! The joys of owning a car. What does a car bring us? Freedom, save time getting to places, more choices. This is why we own one.

Shop at Second Hand Stores

Posted by admin on Mar 21, 2011 in Personal Financial Control | 7 comments

It is always fun to go shopping, especially if you are doing it to pass some time. I have found, though, that the most fun one can have shopping is at a discount or second hand store, like the Salvation Army discount centres. Here where I live in Victoria, BC, we have several different stores like this – Value Village, St Vincent de Paul, and several smaller community stores throughout our city. This is the same in every other city in North America.

These stores provide a lot when you think about it:

TFSA – Tax Free Savings Accounts

Posted by admin on Mar 6, 2011 in Personal Financial Control | 31 comments

Hear ye, Here ye! The tax sheriff is giving you a break!

Finally, genuine tax relief on a savings product! Canadian residents 18 or older can register for this tax-free product – the Tax Free Savings Account. So how does it work?