Payday Loans
Posted by admin on Jan 21, 2012 in Personal Financial Control | 0 comments
I’ll be honest, I am not a fan of payday loans, and I will never be. To be fair though, I will present to you what I think the advantages and disadvantages of payday loans would be:
Read MorePower of Duplication and Residual Income
Posted by admin on Oct 25, 2011 in Personal Financial Control | 1 comment
Make money work for you. How many times have I heard that? As true of a statement it is, no one seems to have a concrete answer to how one can do this. I may not have the answer either, but I do want to share my personal story with you on how I used my company, Seianna Financial Services, to achieve the goal of gaining residual income through the process of duplication. This is what I did:
Read MoreChallenges of Having Credit Cards
Posted by admin on Aug 24, 2011 in Personal Financial Control | 21 comments
Credit cards are a good thing when it comes to purchasing goods and services. They carry so many advantages – no need to carry cash, insurance on stolen merchandise, no need to do exchanges when in a foreign country, and the list goes on. With so many advantages, there are also challenges to them. Allow me to explain:
Read MoreUse Credit Cards to your Advantage
Posted by admin on Aug 15, 2011 in Personal Financial Control | 172 comments
Ah yes, credit cards, our modern-day instant bank machine. Or is it? With the reports of credit card debt being at an all-time high in Canada and the U.S., it seems to many of us that maybe we shouldn’t have credit cards for personal use. Today we are flooded with mail or e-mail asking us to fill out a form for a new credit card. They will even ask you in person! I remember going to Universal Studios in California, this going back to 1998, someone would pull you aside to their sign-up table; and they were giving away a free t-shirt just for applying for one!
Read MoreBudget Spending Caps
Posted by admin on Jun 27, 2011 in Personal Financial Control | 40 comments
Many people struggle with their finances. Mounting debt, no savings. At first, a little debt and no savings seem okay, but as the years go by it seems that it becomes more and more difficult to put away for retirement, and there is still that nagging debt load hanging over you. You wonder – why is this getting harder?
Read MoreEnjoy Nice Food and Drink While Spending Less
Posted by admin on Jun 7, 2011 in Personal Financial Control | 49 comments
Like the nice little food and drink items in life but find that it is just not in your budget? Maybe it’s time to look at how you are spending your money. It’s important to spend wisely and have a budget to keep household costs under control, but it may also be possible to “have your cake and eat it too” on those little spending habits. How does “buy the same but spend less” grab you? Here are some ideas on what I’m talking about:
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